✔ You work hard, but your savings never grow — every month feels like you’re starting from zero.
✔ Prices keep rising, yet you still can’t figure out where your money really goes.
✔ You want to break free from utang, overspending, and the financial traps that keep ordinary Filipinos stuck.
This book reveals the 39 hidden money traps used in modern life — and shows you how to protect your income, escape the cycle, and make your money finally work for you.